From Jesse's Cafe Americain
"I suggest as always you ask the question cui bono, 'who benefits?' Although they do happen, there are few accidents these days.
From a certain perspective the US and UK financial systems are being dominated by a set of loosely organized criminal enterprises that have captured, or at the least nullified, the regulatory functions of the markets. This adds a significant element of uncertainty to what in theory is a discounting and price discovery mechanism."